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call · Straits Retail Bank

Marcus Lim

call-009 · 22 Jul 2026, 12:00 am · 4m 26s · ms-en

NRIC breachTurned around +1.0AUTO-FAIL

Auto-fail — score zeroed

NRIC was used as an authentication factor. Singapore's PDPC prohibits this from 1 January 2027. This conversation is counted as a compliance finding regardless of its other criteria.

Customer sentiment

+1.0Turned around
opened 0.0closed 1.0

The customer ended the call in a materially better state than they started.

Agent tone (avg)+0.3
Customer tone (avg)+0.7
goodflatbad#1 customer — neutral#3 customer — positive#5 customer — positive#0 agent — warm#2 agent — professional#4 agent — professional
CustomerAgentTurn order, left to right

Tone is judged from the redacted transcript — wording and what each speaker is reacting to. No voice biometrics, no emotion inference from audio.

Transcript

Needs attention
0:00 / 4:26

Click a flagged moment above, or a red region, to replay just that part.

Simulated playback — synthetic conversation, no audio
agent#00:00warm

Selamat pagi, AEON Credit di sini. Boleh saya bantu?

customer#10:45

Saya nak tanya pasal bil bulan lepas.

agent#21:18

Baik. Untuk pengesahan, boleh saya dapatkan nombor IC encik?

customer#32:11positive

IC saya NRIC.

agent#43:18

Terima kasih. Nombor telefon PHONE masih betul ya?

customer#54:08positive

Ya betul.

Chips mark personal data removed before this conversation was stored. The original values were never written to disk — only the counts were kept.

Scorecard

Straits Retail Bank — Standard QA v3 — click a criterion to highlight its evidence.

Redaction summary

No personal data detected in this conversation.

Counts are retained as the compliance signal; values are not.